Emma has over 23 years’ experience in Financial services, mainly in retail banking. She has worked across the three lines of defence, front line customer services, through risk and GIA, before returning to the first line business in 2015. She has spent the last 15 years focused on Risk Management, Sourcing and Operational Resilience. Continuing in this, in January she joined Nationwide to lead the Operational Resilience agenda. Emma is passionate about people, diversity and the development of talent. She considers herself customer focused and is also driven by our responsibilities to the communities in which we operate. From a personal perspective, she is married, has three daughters and enjoys travel, food and running, as a way to support her own mental wellbeing. 

Philippe is the Managing Director for NAventures. He focuses on sourcing companies that will advance National Bank’s transformation. Before joining NAventures, Philippe developed and led the integration and separation advisory practice at a Big 4 firm. He played a varied role ranging from engagement sourcing to due diligence and integration advisory. He worked on large mergers and acquisition projects, including transformative deals for Canadian financial institutions. Philippe also practiced for several years in the United States, France, Latin America and New Zealand.

Saira Khan is the Head of Innovation and Partnerships for First Direct Bank(HSBC), was recognised in Innovate Finance ‘Women in FinTech Powerlist 2023 & 2022’. Having led the creation of innovation teams and centres in the United Kingdom, Asia, and the United States, while building and testing data management and open banking through global hackathons, she has developed a unique vision and reputation for being a catalyst for transformation around the world on leading deliveries with commercial impact. She is known as a key connector and championing moves towards a digital-first culture, enabling greater collaboration and connectivity between startups and corporations with proven results. While her passion and advocacy for change sets her apart from her peers in the finance sector, it is her work mentoring and supporting global talent in Africa, Asia, and the United States that drives Saira as she focuses and champions efforts around diversity, inclusion, education, and sustainability.

Lead Consumer Payments for Santander’s Openbank and Branch Divisions

Originally a Commercial Banker, Helene is an Associate Director with the Centre for Digital Banking and Finance in LIBF, an experienced FinTech Programme Director, exited entrepreneur, educator and author. Her career boasts a number of ‘firsts’, including the creation of the FinTech Scale Colab Programme for Rainmaking, the Inaugural Programme of Education and Events for Innovate Finance, the FinTech on the Entrepreneurship Masters’ for UCL. Board and advisory roles include the Spanish digital identity scale up, Biid, the UK safeguarding RegTech, Kalgera, and the SME payments company, TomatoPay.  Helene was named on the Computer Weekly 100 Women in Tech Award, the Innovate Finance Women in FinTech Power List, and the Fintech Magazine 100 Women in Fintech list. She was also part of the FCA 2020 Data Sprint on SME Lending, and the recipient of the FT/Google Digital Pioneer Award. Her new book ‘Reinventing Banking & Finance: Frameworks to navigate global fintech innovation’ (Kogan) came out in November 2020, and was named the number one banking book for 2021 by Investopedia.